Retirement & Super questions
Straight answers to the questions Australians search for most.
Inheritance and Super, the Age Pension, retirement age, salary sacrifice and fund performance. Each answer starts with the short version, then the detail, then where people get caught out. Choose a question to read the full answer.
Figures current as at 21 October 2026.
- Is there inheritance tax in Australia?No, but Super left to adult children can be taxed at up to 17%.
- I've received an inheritance. What now?Capital gains tax, Super and the Age Pension can all be affected.
- When can I get the Age Pension?At 67, if you pass the income and assets tests.
- How much Age Pension would I receive?Up to $1,237.70 a fortnight for a single person.
- What is the retirement age?There isn't one. 60 matters for Super, 67 for the pension.
- How much Super should I have?About $630,000 for a comfortable retirement as a single homeowner.
- Is salary sacrifice worth it?It depends on your tax rate, your cash flow and when you'll need the money.
- Can I use my Super while still working?From 60, through a transition to retirement pension.
- Is my Super fund performing?Passing the government test doesn't mean it's right for you.