Personal Investment
Stop watching your money shrink. Start growing it.
Cash in a savings account slowly loses value to inflation. A diversified, long-term investment plan puts that money to work, with a level of risk you're comfortable with.
The cost of waiting
$10,000, invested now or in five years.
| Scenario | Years invested | Value |
|---|---|---|
| Invest today | 30 | $174,000 |
| Wait five years | 25 | $108,000 |
| Cost of waiting | $66,000 |
Illustration assumes 10% a year, broadly the S&P 500's long-term historical average. Past performance is not a reliable indicator of future returns, and returns can be negative.
The approach
Smart, steady investing.
- Time in the marketMarkets have historically rewarded long-term investors who stay invested through the ups and downs.
- DiversificationSpreading money across assets can smooth out volatility and reduce reliance on any single investment.
- Income as well as growthInvestments can produce an income stream, as well as growing in value over time.
Your free strategy session
What you'll leave with.
- A plan tailored to youBuilt around your goals, timeframe and comfort with risk.
- Inflation and compoundingHow your money can grow faster than the cost of living.
- Clear next stepsWhat to do first, and ongoing support as your situation changes.