About
Personal advice, from one adviser you deal with directly.
Terra Financial is the advice practice of Joubine Bernard, based in Coomera on the northern Gold Coast. I work with individuals and couples on superannuation, insurance, investment and retirement planning.
How I work
Clarity and transparency, from the first call.
Every client deals with me directly, from the first conversation to the written advice and the years after it. You'll know what I recommend, why I recommend it and how I'm paid before you decide anything.
The first conversation is a free video call. If advice won't make a meaningful difference to your situation, I'll tell you.
Meetings are by video call, so I can work with clients anywhere in Australia. Advice is available in English and French.
Licensing
Who stands behind the advice.
- Joubine BernardSub-Authorised Representative, AR No. 1313335
- Terra Advisory Group Pty LtdCorporate Authorised Representative, CAR No. 1318912
- 2DM Capital Pty LtdAustralian Financial Services Licensee, AFSL No. 563434, ABN 93 680 522 936